Fintech Penny Stocks

US-listed fintech and digital payments penny stocks priced $0.50 to $5, ranked by today's percentage change. Payments processors, BNPL, neobanks, lending tech, capital markets tech, and embedded-finance plays. Updated intraday.

Data as of 5/30/2026 11:35:31 PM · Intraday prices · 48 penny stocks in theme
#SymbolCompanySectorPriceDay ChgVolume
1CCGCheche Group Inc. Class A Ordinary SharesFinancials$0.6400+16.34%313K
2NIXXNixxy, Inc. Common StockTechnology$0.7850+10.56%2.4M
3ATHRAether Holdings, Inc. Common StockTechnology$3.7900+7.98%17K
4AIFUAIFU Inc. Class A Ordinary ShareFinancials$2.2500+7.66%6K
5WTFWaton Financial Limited Ordinary SharesFinancials$3.0500+7.02%517K
6UBXGU-BX Technology Ltd. Class A Ordinary SharesTechnology$3.5000+6.06%107K
7SURGSurgePays, Inc. Common StockFinancials$0.5955+5.03%83K
8TROOTROOPS, Inc. Ordinary SharesFinancials$4.1600+4.52%386K
9BLNDBlend Labs, Inc.Financials$1.7800+3.49%7.9M
10IQSTIQSTEL INC. Common StockTechnology$1.2000+3.45%503K
11IDNIntellicheck, Inc. Common StockTechnology$4.4350+3.14%483K
12MQMarqeta, Inc. Class A Common StockFinancials$4.0550+2.92%5.8M
13ORIOOrion Digital Corp. Common SharesFinancials$0.9467+2.90%44K
14REAXREAL BROKERAGE INCReal Estate$1.8000+2.86%2.6M
15TTGTTechTarget, Inc. Common StockTechnology$4.5900+2.46%357K
16RPAYRepay Holdings Corporation Class A Common StockFinancials$3.8700+2.38%467K
17BLNEBeeline Holdings, Inc. Common StockFinancials$1.3000+2.36%580K
18TGLTreasure Global Inc. Common StockTechnology$4.4000+2.33%19K
19HITHealth In Tech, Inc. Class A Common StockFinancials$0.9999+2.29%203K
20CCCCCC Intelligent Solutions Holdings Inc. Common StockTechnology$4.6800+2.18%8.9M
21SDASunCar Technology Group Inc. Class A Ordinary SharesTechnology$0.8040+1.77%908K
22EXFYExpensify, Inc. Class A Common StockTechnology$1.1800+1.72%719K
23NTWKNetSol Technologies, Inc.Technology$4.7100+1.07%20K
24YSXTYSX Tech. Co., Ltd Class A Ordinary SharesTechnology$1.0400+0.97%3K
25SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$1.9700+0.94%7K
26SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$1.9700+0.94%7K
27PAPLPineapple Financial Inc.Financials$1.0800+0.94%118K
28GRABGrab Holdings Limited Class A Ordinary SharesTechnology$3.5500+0.28%53.3M
29LDIloanDepot, Inc.Financials$1.31000.00%1.6M
30RDZNRoadzen, Inc. Ordinary SharesFinancials$1.87000.00%264K
31BENFBeneficient Class A Common StockFinancials$3.80000.00%37K
32LSAKLesaka Technologies, Inc. Common StockFinancials$4.8950-0.10%52K
33LPROOpen Lending Corporation Common StockFinancials$2.2850-0.22%681K
34MNYMoneyHero Limited Class A Ordinary SharesFinancials$1.3550-0.37%25K
35FTFTFuture FinTech Group Inc.Financials$1.1900-0.83%12K
36FLDFold Holdings, Inc. Class A Common StockFinancials$0.9849-1.14%125K
37CURRCurrenc Group Inc. Ordinary Shares$3.1400-1.57%76K
38FNGRFingerMotion, Inc. Common StockTechnology$0.7665-2.23%148K
39EHTHeHealth, Inc.Financials$1.5500-2.52%668K
40USIOUsio, Inc. Common StockFinancials$1.6150-3.29%129K
41CDLXCardlytics, Inc. Common StockTechnology$0.6881-3.49%538K
42SIEBSiebert Financial CorpFinancials$1.8700-3.61%46K
43ORBSEightco Holdings Inc. Common StockFinancials$0.9201-4.36%15.0M
44SLQTSelectQuote, Inc.Financials$1.0000-5.66%2.2M
45CNCKCoincheck Group N.V. Ordinary SharesFinancials$1.8200-7.61%203K
46ZBAOZhibao Technology Inc. Class A Ordinary SharesFinancials$0.9109-7.90%185K
47GOCOGoHealth, Inc. Class A Common StockFinancials$0.6400-8.83%222K
48NCPLNetcapital Inc. Common StockFinancials$1.0900-39.10%3.9M

Sub-$5 Fintech: What's Left

The 2021 fintech bubble produced an enormous flood of public listings. By 2024-25, much of that universe had been culled, restructured, or merged. The sub-$5 fintech survivors tend to be specialists in niches (vertical SaaS for specific industries, regional payments, embedded BNPL infrastructure) or names with persistent path-to-profitability concerns.

  • Path to profitability: the most important question. Sub-$5 fintech names that have already inflected to free-cash-flow positive trade at different multiples than those still burning.
  • Unit economics: revenue per user, payment volume per merchant, take rates. These tell you whether the business model works at scale.
  • BNPL credit cycle: buy-now-pay-later names are credit lenders, not just tech. Delinquency rates matter as much as GMV growth.
  • Interest income dependency: many sub-$5 fintech names benefited from float interest income in 2022-24's high-rate environment. Rate cuts compress that.
  • Regulatory overhang: CFPB, OCC, and state DFS regulatory action moves the group.
  • Crypto adjacency: some fintech names overlap with crypto exposure — see blockchain penny stocks for that segment.

See also: blockchain & crypto penny stocks, cloud & SaaS penny stocks, penny stocks under $1.