Fintech Penny Stocks

US-listed fintech and digital payments penny stocks priced $0.50 to $5, ranked by today's percentage change. Payments processors, BNPL, neobanks, lending tech, capital markets tech, and embedded-finance plays. Updated intraday.

Data as of 7/15/2026 12:56:20 AM · Intraday prices · 44 penny stocks in theme
#SymbolCompanySectorPriceDay ChgVolume
1CRMTAmerica's Car Mart IncConsumer Discretionary$4.3400+24.83%3.8M
2NIXXNixxy, Inc. Common StockTechnology$1.4090+23.25%2.8M
3USIOUsio, Inc. Common StockFinancials$2.4840+10.94%81K
4LGHLLion Group Holding Ltd. American Depositary ShareFinancials$2.0210+9.05%33.0M
5ORIOOrion Digital Corp. Common SharesFinancials$0.7150+8.89%47K
6SDASunCar Technology Group Inc. Class A Ordinary SharesTechnology$0.8580+6.34%83K
7MTCMMTec, Inc. Common SharesTechnology$2.5450+6.17%25K
8LDIloanDepot, Inc.Financials$1.1200+4.63%1.2M
9ORBSEightco Holdings Inc. Common StockFinancials$0.6810+4.62%10.2M
10SLQTSelectQuote, Inc.Financials$0.7300+4.46%800K
11CURRCurrenc Group Inc. Ordinary Shares$2.9500+3.16%32K
12AMODAlpha Modus Holdings, Inc. Class A Common StockTechnology$4.1250+3.12%41K
13CNCKCoincheck Group N.V. Ordinary SharesFinancials$2.7850+2.43%50K
14BLNDBlend Labs, Inc.Financials$1.7800+2.30%1.5M
15BLNEBeeline Holdings, Inc. Common StockFinancials$1.0370+1.92%133K
16NTWKNetSol Technologies, Inc.Technology$4.3250+1.61%9K
17EXFYExpensify, Inc. Class A Common StockTechnology$1.8850+1.12%923K
18TIGRUP Fintech Holding Ltd American Depositary Share representing fifteen Class A Ordinary SharesFinancials$4.6390+1.09%1.0M
19RPAYRepay Holdings Corporation Class A Common StockFinancials$3.9100+0.90%246K
20LPROOpen Lending Corporation Common StockFinancials$3.1350+0.48%1.8M
21LSAKLesaka Technologies, Inc. Common StockFinancials$4.8600+0.41%55K
22ATHRAether Holdings, Inc. Common StockTechnology$4.3250+0.35%15K
23EHTHeHealth, Inc.Financials$1.5650+0.32%253K
24CDLXCardlytics, Inc. Common StockTechnology$4.2230+0.24%58K
25FTFTFuture FinTech Group Inc.Financials$1.61100.00%291K
26HITHealth In Tech, Inc. Class A Common StockFinancials$1.05200.00%73K
27MNYMoneyHero Limited Class A Ordinary SharesFinancials$0.92600.00%20K
28TGLTreasure Global Inc. Common StockTechnology$3.77000.00%9K
29SIEBSiebert Financial CorpFinancials$1.67500.00%5K
30WTFWaton Financial Limited Ordinary SharesFinancials$3.02400.00%4K
31SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$2.08500.00%3K
32SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$2.08500.00%3K
33ANTAAntalpha Platform Holding Company Class A Ordinary SharesFinancials$4.41500.00%828
34IDNIntellicheck, Inc. Common StockTechnology$4.0900-0.49%287K
35YSXTYSX Tech. Co., Ltd Class A Ordinary SharesTechnology$0.7970-2.26%1.6M
36PAPLPineapple Financial Inc.Financials$0.9490-2.43%29K
37TTGTTechTarget, Inc. Common StockTechnology$3.6850-3.03%142K
38RDZNRoadzen, Inc. Ordinary SharesFinancials$1.1700-3.36%238K
39REAXREAL BROKERAGE INCReal Estate$2.0050-3.38%4.1M
40GRABGrab Holdings Limited Class A Ordinary SharesTechnology$3.8050-3.55%25.8M
41TROOTROOPS, Inc. Ordinary SharesFinancials$2.1470-3.69%187K
42BENFBeneficient Class A Common StockFinancials$2.9850-6.51%20K
43IQSTIQSTEL INC. Common StockTechnology$0.9630-10.08%650K
44UBXGU-BX Technology Ltd. Class A Ordinary SharesTechnology$4.4020-28.02%9.8M

Sub-$5 Fintech: What's Left

The 2021 fintech bubble produced an enormous flood of public listings. By 2024-25, much of that universe had been culled, restructured, or merged. The sub-$5 fintech survivors tend to be specialists in niches (vertical SaaS for specific industries, regional payments, embedded BNPL infrastructure) or names with persistent path-to-profitability concerns.

  • Path to profitability: the most important question. Sub-$5 fintech names that have already inflected to free-cash-flow positive trade at different multiples than those still burning.
  • Unit economics: revenue per user, payment volume per merchant, take rates. These tell you whether the business model works at scale.
  • BNPL credit cycle: buy-now-pay-later names are credit lenders, not just tech. Delinquency rates matter as much as GMV growth.
  • Interest income dependency: many sub-$5 fintech names benefited from float interest income in 2022-24's high-rate environment. Rate cuts compress that.
  • Regulatory overhang: CFPB, OCC, and state DFS regulatory action moves the group.
  • Crypto adjacency: some fintech names overlap with crypto exposure — see blockchain penny stocks for that segment.

See also: blockchain & crypto penny stocks, cloud & SaaS penny stocks, penny stocks under $1.