Fintech Penny Stocks

US-listed fintech and digital payments penny stocks priced $0.50 to $5, ranked by today's percentage change. Payments processors, BNPL, neobanks, lending tech, capital markets tech, and embedded-finance plays. Updated intraday.

Data as of 10/13/2026 1:08:10 PM · Intraday prices · 41 penny stocks in theme
#SymbolCompanySectorPriceDay ChgVolume
1PAPLPineapple Financial Inc.Financials$0.8760+5.14%5K
2NCPLNetcapital Inc. Common StockFinancials$1.6750+4.55%1.5M
3OLBThe OLB Group, Inc. Common StockFinancials$0.58100.00%2.7M
4GRABGrab Holdings Limited Class A Ordinary SharesTechnology$3.15500.00%518K
5ORBSEightco Holdings Inc. Common StockFinancials$0.84600.00%259K
6AMODAlpha Modus Holdings, Inc. Class A Common StockTechnology$1.89500.00%37K
7BENFBeneficient Class A Common StockFinancials$0.94700.00%24K
8ZBAOZhibao Technology Inc. Class A Ordinary SharesFinancials$2.15000.00%10K
9TROOTROOPS, Inc. Ordinary SharesFinancials$1.57900.00%9K
10YYAIAiRWA Inc. Common StockTechnology$0.70100.00%8K
11EHTHeHealth, Inc.Financials$0.70000.00%8K
12RDZNRoadzen, Inc. Ordinary SharesFinancials$1.11700.00%7K
13TGLTreasure Global Inc. Common StockTechnology$0.80400.00%3K
14CNCKCoincheck Group N.V. Ordinary SharesFinancials$1.31000.00%3K
15EXFYExpensify, Inc. Class A Common StockTechnology$2.42500.00%2K
16FLDFold Holdings, Inc. Class A Common StockFinancials$0.53300.00%2K
17HITHealth In Tech, Inc. Class A Common StockFinancials$0.66500.00%2K
18LSAKLesaka Technologies, Inc. Common StockFinancials$4.90000.00%2K
19YSXTYSX Tech. Co., Ltd Class A Ordinary SharesTechnology$1.26400.00%2K
20BLNEBeeline Holdings, Inc. Common StockFinancials$0.68000.00%1K
21IQSTIQSTEL INC. Common StockTechnology$1.04500.00%1K
22ANTAAntalpha Platform Holding Company Class A Ordinary SharesFinancials$2.16600.00%634
23CDLXCardlytics, Inc. Common StockTechnology$2.25100.00%517
24FTFTFuture FinTech Group Inc.Financials$3.24500.00%433
25CRMTAmerica's Car Mart IncConsumer Discretionary$1.28100.00%257
26USIOUsio, Inc. Common StockFinancials$2.70500.00%153
27TTGTTechTarget, Inc. Common StockTechnology$3.84000.00%75
28SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$1.74000.00%39
29SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$1.74000.00%39
30SIEBSiebert Financial CorpFinancials$2.16500.00%36
31ORIOOrion Digital Corp. Common SharesFinancials$0.99100.00%34
32KPLTKatapult Holdings, Inc. Common Stock$4.78000.00%11
33CURRCurrenc Group Inc. Ordinary Shares$2.80200.00%8
34WTFWaton Financial Limited Ordinary SharesFinancials$2.57500.00%7
35BLNDBlend Labs, Inc.Financials$0.98400.00%4
36ATHRAether Holdings, Inc. Common StockTechnology$2.72000.00%0
37CCGCheche Group Inc. Class A Ordinary SharesFinancials$4.64600.00%0
38MNYMoneyHero Limited Class A Ordinary SharesFinancials$0.65600.00%0
39RPAYRepay Holdings Corporation Class A Common StockFinancials$3.94400.00%0
40IDNIntellicheck, Inc. Common StockTechnology$2.28500.00%0
41LDIloanDepot, Inc.Financials$0.5850-1.87%22K

Sub-$5 Fintech: What's Left

The 2021 fintech bubble produced an enormous flood of public listings. By 2024-25, much of that universe had been culled, restructured, or merged. The sub-$5 fintech survivors tend to be specialists in niches (vertical SaaS for specific industries, regional payments, embedded BNPL infrastructure) or names with persistent path-to-profitability concerns.

  • Path to profitability: the most important question. Sub-$5 fintech names that have already inflected to free-cash-flow positive trade at different multiples than those still burning.
  • Unit economics: revenue per user, payment volume per merchant, take rates. These tell you whether the business model works at scale.
  • BNPL credit cycle: buy-now-pay-later names are credit lenders, not just tech. Delinquency rates matter as much as GMV growth.
  • Interest income dependency: many sub-$5 fintech names benefited from float interest income in 2022-24's high-rate environment. Rate cuts compress that.
  • Regulatory overhang: CFPB, OCC, and state DFS regulatory action moves the group.
  • Crypto adjacency: some fintech names overlap with crypto exposure — see blockchain penny stocks for that segment.

See also: blockchain & crypto penny stocks, cloud & SaaS penny stocks, penny stocks under $1.

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