Fintech Penny Stocks

US-listed fintech and digital payments penny stocks priced $0.50 to $5, ranked by today's percentage change. Payments processors, BNPL, neobanks, lending tech, capital markets tech, and embedded-finance plays. Updated intraday.

Data as of 8/29/2026 2:08:33 AM · Intraday prices · 43 penny stocks in theme
#SymbolCompanySectorPriceDay ChgVolume
1FTFTFuture FinTech Group Inc.Financials$0.5770+166.51%43K
2NCPLNetcapital Inc. Common StockFinancials$0.5950+28.11%9.1M
3ORIOOrion Digital Corp. Common SharesFinancials$1.0650+13.77%802K
4SIEBSiebert Financial CorpFinancials$2.1950+10.66%238K
5EHTHeHealth, Inc.Financials$1.2550+4.39%118K
6CRMTAmerica's Car Mart IncConsumer Discretionary$2.3800+2.81%39K
7USIOUsio, Inc. Common StockFinancials$2.7410+2.40%60K
8IQSTIQSTEL INC. Common StockTechnology$0.9450+1.73%139K
9BLNEBeeline Holdings, Inc. Common StockFinancials$1.0060+1.73%6K
10LSAKLesaka Technologies, Inc. Common StockFinancials$4.6660+0.99%64K
11GRABGrab Holdings Limited Class A Ordinary SharesTechnology$3.6250+0.84%5.6M
12EXFYExpensify, Inc. Class A Common StockTechnology$2.5660+0.78%510K
13AMODAlpha Modus Holdings, Inc. Class A Common StockTechnology$2.57600.00%126K
14CNCKCoincheck Group N.V. Ordinary SharesFinancials$2.14000.00%18K
15ATHRAether Holdings, Inc. Common StockTechnology$2.79500.00%7K
16BENFBeneficient Class A Common StockFinancials$2.09500.00%4K
17YSXTYSX Tech. Co., Ltd Class A Ordinary SharesTechnology$1.04500.00%4K
18ANTAAntalpha Platform Holding Company Class A Ordinary SharesFinancials$3.83600.00%3K
19CDLXCardlytics, Inc. Common StockTechnology$4.02000.00%3K
20WTFWaton Financial Limited Ordinary SharesFinancials$2.79500.00%1K
21NTWKNetSol Technologies, Inc.Technology$4.11000.00%985
22SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$1.73000.00%580
23SNTGSentage Holdings Inc. Class A Ordinary SharesFinancials$1.73000.00%580
24MNYMoneyHero Limited Class A Ordinary SharesFinancials$0.8800-0.05%18K
25IDNIntellicheck, Inc. Common StockTechnology$2.8400-0.18%222K
26LDIloanDepot, Inc.Financials$0.9600-0.35%4.0M
27MTCMMTec, Inc. Common SharesTechnology$3.8150-0.52%11K
28RDZNRoadzen, Inc. Ordinary SharesFinancials$1.4750-0.67%112K
29TTGTTechTarget, Inc. Common StockTechnology$3.8500-0.77%66K
30HITHealth In Tech, Inc. Class A Common StockFinancials$0.9730-1.02%9K
31RPAYRepay Holdings Corporation Class A Common StockFinancials$3.7400-1.06%145K
32BLNDBlend Labs, Inc.Financials$1.5250-1.30%309K
33TROOTROOPS, Inc. Ordinary SharesFinancials$2.1210-1.82%571K
34SDASunCar Technology Group Inc. Class A Ordinary SharesTechnology$0.6950-2.07%212K
35SLQTSelectQuote, Inc.Financials$0.5210-2.07%1.3M
36ORBSEightco Holdings Inc. Common StockFinancials$0.8000-2.12%3.2M
37TGLTreasure Global Inc. Common StockTechnology$2.5200-2.38%31K
38NIXXNixxy, Inc. Common StockTechnology$0.6520-2.50%164K
39CURRCurrenc Group Inc. Ordinary Shares$3.4000-3.40%113K
40LGHLLion Group Holding Ltd. American Depositary ShareFinancials$0.5550-4.63%961K
41PAPLPineapple Financial Inc.Financials$1.0180-4.76%30K
42YYAIAiRWA Inc. Common StockTechnology$0.8470-6.17%107K
43FLDFold Holdings, Inc. Class A Common StockFinancials$0.5420-14.33%101K

Sub-$5 Fintech: What's Left

The 2021 fintech bubble produced an enormous flood of public listings. By 2024-25, much of that universe had been culled, restructured, or merged. The sub-$5 fintech survivors tend to be specialists in niches (vertical SaaS for specific industries, regional payments, embedded BNPL infrastructure) or names with persistent path-to-profitability concerns.

  • Path to profitability: the most important question. Sub-$5 fintech names that have already inflected to free-cash-flow positive trade at different multiples than those still burning.
  • Unit economics: revenue per user, payment volume per merchant, take rates. These tell you whether the business model works at scale.
  • BNPL credit cycle: buy-now-pay-later names are credit lenders, not just tech. Delinquency rates matter as much as GMV growth.
  • Interest income dependency: many sub-$5 fintech names benefited from float interest income in 2022-24's high-rate environment. Rate cuts compress that.
  • Regulatory overhang: CFPB, OCC, and state DFS regulatory action moves the group.
  • Crypto adjacency: some fintech names overlap with crypto exposure — see blockchain penny stocks for that segment.

See also: blockchain & crypto penny stocks, cloud & SaaS penny stocks, penny stocks under $1.